Legal

Terms of Use

The terms that apply when you use cosapiensconsulting.com and its free tools.

By using this website you agree to these terms. If you do not agree, please do not use the site.

Information only

Content on this website, including articles, the MSME Growth Check and the MSME Scheme Finder, is general information. It is not legal, financial, tax or professional advice, and it does not create a client relationship. Tool results are indicative; scheme rules change often, so always confirm details on the official portal or with a qualified advisor before acting.

Intellectual property

The CoSapiens name, logo, text, graphics and tools on this site belong to CoSapiens Consulting. You may share links and quote short extracts with credit. Please ask us before reusing anything more.

Links to other sites

We link to government portals and other websites for convenience. We are not responsible for their content or availability.

Limitation of liability

We work to keep this site accurate and available, but we do not guarantee it. To the extent the law allows, CoSapiens is not liable for any loss arising from use of the site or reliance on its content.

Governing law

These terms are governed by the laws of India, and the courts at Mumbai have jurisdiction.

Contact

Questions about these terms can be sent to us@cosapiensconsulting.com.

Last updated: October 2026.